Terms of Payment

Terms of Payment | Rulace.com

Welcome to Rulace.com ("we", "us", or "our"). These Terms of Payment ("Terms") govern the payment terms and conditions for purchases made through our website (rulace.com) for our products (Women's Clothing, Petites, Dresses, Pants, Shirts, Sweaters) within the United States. By placing an order with us, you ("you" or "customer") acknowledge that you have read, understood, and agreed to these Terms, as well as our Terms of Service and Privacy Policy.

1. Payment Obligation

Upon placing an order on Rulace.com, you agree to pay the full amount specified in your order confirmation, including the product price, applicable taxes, and any additional fees (e.g., expedited shipping fees, if selected). Payment must be made in full at the time of checkout; we do not offer on-credit or installment payment options unless explicitly stated otherwise on our website.

2. Accepted Payment Methods

We accept the following secure payment methods for orders placed on Rulace.com:
  • Major credit cards: Visa, Mastercard, American Express, Discover;
  • Debit cards bearing the logos of the above major card networks;
  • Secure digital payment platforms: PayPal, Apple Pay, Google Pay;
  • Rulace gift cards (if applicable, subject to the terms and conditions of the gift card).
We reserve the right to add or remove any payment method at any time without prior notice. The available payment methods will be clearly displayed at checkout.

3. Billing Information Requirements

You agree to provide accurate, complete, and current billing information (including name on the payment method, billing address, card number, expiration date, and security code) at the time of checkout. This information must match the details associated with your payment method as registered with your financial institution.
Inaccurate, incomplete, or outdated billing information may result in payment processing delays, order cancellation, or declined payments. We are not liable for any order delays or cancellations caused by incorrect billing information provided by you.

4. Payment Processing and Authorization

At the time of checkout, we will submit a pre-authorization request to your financial institution to verify the availability of funds or credit limit for the total order amount. This pre-authorization is not a charge but a temporary hold on the funds, which will be released if the order is canceled or not fulfilled.
Once your order is confirmed and processed, we will initiate the actual charge to your payment method. You will receive a confirmation email with the transaction details once the payment is successfully processed.
If your payment is declined, we will notify you via email, and your order will not be processed or shipped until full payment is received. You may need to update your payment information or select an alternative payment method to complete the purchase.

5. Applicable Taxes

All orders are subject to applicable federal, state, and local sales taxes based on the shipping address provided at checkout. The tax amount will be calculated automatically and added to your order total at the time of checkout. We are required by law to collect these taxes, and the tax rate is determined by the jurisdiction of the delivery address.
Tax-exempt customers (e.g., registered non-profit organizations) must provide a valid tax-exempt certificate prior to placing an order. Please contact our customer service team at service@gfavora.com for instructions on how to apply for tax exemption.

6. Payment Security

We take the security of your payment information very seriously. All payment transactions on Rulace.com are encrypted using industry-standard Secure Sockets Layer (SSL) technology to protect your personal and financial information during transmission.
We do not store your full payment details on our servers. Payment information is processed and stored by our trusted third-party payment processors, who comply with Payment Card Industry Data Security Standard (PCI DSS) requirements to ensure the highest level of security.

7. Refunds and Payment Reversals

Refunds for eligible returns or canceled orders will be processed to the original payment method used for the purchase. Refund processing times may vary depending on your financial institution, but we will initiate the refund within 5-7 business days of approving the return or cancellation.
If a payment is reversed (e.g., chargeback, disputed transaction) by your financial institution, you agree to cooperate with us in resolving the dispute. We reserve the right to re-charge your payment method for the full order amount if the dispute is resolved in our favor, or to pursue other legal remedies to recover the funds.

8. Currency

All prices on Rulace.com are displayed and processed in U.S. Dollars (USD). If your payment method uses a different currency, your financial institution will convert the payment amount to your local currency at their applicable exchange rate, and you may be subject to additional foreign transaction fees. We are not responsible for these exchange rates or fees, and they are determined solely by your financial institution.

9. Modifications to These Terms

We may update these Terms of Payment from time to time to reflect changes in our payment policies, legal requirements, or business operations. Any updates will be posted on this page with a revised effective date. Your continued use of our services after the updated Terms are posted constitutes your acceptance of the changes.

10. Contact Us

If you have any questions, concerns, or need assistance with payment-related issues (e.g., declined payments, refund status, billing information updates), please contact our customer service team at:
Email: service@gfavora.com
Website: rulace.com